Applications Program Analyst
 Visa | |
$123,000.00 to $ 190,900.00
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life insurance, paid time off, 401(k)
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 United States, California, Foster City | |
| 900 Metro Center Boulevard (Show on map) | |
 May 14, 2026 | |
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About Us At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. The Opportunity: We are seeking aversatile, curious, and impactdriven Applications Program Analystwho thrives at the intersection of AI, distributed systems, and largescale customer impact solving complex challenges on a global scale. In this role, you will be an integral part of a multi-functional development team leading the execution of nextgeneration AIpowered solutions, partnering closely with engineering, data science, design, security, and business stakeholders. You will steward development from ideation to scaled deployment, guiding teams to build intelligent, resilient, and trustworthy systems that serve Visa's global network. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself:
Essential Functions:
The Skills You Bring:
**We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.Qualifications Basic Qualifications* 5 or more years of relevant work experience with a bachelor's degree in Computer Science. * Self-driven and willing to work across technologies/languages. * Expert-level skills in Python and/or NodeJS with skills in Java or C/C++ is a bonus. * Experience in building Generative AI applications, conversational AI, RAG and Multi-Agentic architectures, techniques and libraries. * In-depth understanding of NLP including tokenization, word embeddings, and basic sequence models. * Ability to design and implement AI components and integrate them into larger systems. * Familiarity with common robustness issues in AI systems. * Familiarity with deep learning basics, including neural network architectures and training procedures. * Proficiency in front-end web development technologies like ReactJS/Angular/NodeJS. * Demonstrated proficiency in troubleshooting, root-cause analysis, application design, and implementing large components for enterprise projects. Preferred Qualifications * 2 years or more with an Advanced Degree (Masters/PhD in Computer Science) * Proficiency in implementing and fine-tuning AI models using popular frameworks (e.g., TensorFlow, PyTorch, scikit-learn) * Exposure to leading-edge areas such as Machine Learning, Deep Learning, Stream Computing and MLOps. * Ability to work with large datasets and perform exploratory data analysis. * Experience with data preprocessing, feature engineering, and model evaluation techniques * Understanding enterprise security, certificate management, etc. * Hands-on experience with Jenkins and container deployment architecture. * Experience using OAuth2.0, SSO, and authentication methods/protocols. * Expertise in application security, SSDLC, and knowledge of cryptography fundamentals. * Experience in the payments tech industry is a plus. U.S. Applicants Only The estimated salary range for this positionis $123,000.00 to $ 190,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law. | |