Business Analyst

Genesis10 is currently seeking a Business Analyst with a Major Financial Services Firm located in Minneapolis, MN or Charlotte, NC. This is a 12+ month contract-to-hire opportunity.

Pay range: $45.00 - $50.02 per hour, W2

This position supports the Credit and Home Lending team by performing mortgage underwriting reviews and loan due diligence. The role involves evaluating mortgage loan data and documentation to determine eligibility, acceptability, and compliance with state, federal, and investor guidelines for conventional, non-agency jumbo, and HELOC/HELOAN loan types.

Responsibilities:

• Conduct loan due diligence and underwriting reviews
• Perform pre and post purchase due diligence reviews including preparing correspondence and deficiency clearing
• Review mortgage files for exceptions to credit guidelines and document exception summaries
• Analyze complex tax returns and accurately calculate income
• Identify key loan factors impacting borrower eligibility, property eligibility, and credit qualification
• Input data and notes into appropriate loan systems and maintain quality and production standards
• Effectively communicate decisions to maintain positive working relationships with internal and external stakeholders
• Support credit policy and guideline updates

Requirements:

• 5+ years of experience in mortgage underwriting, quality control, and/or due diligence
• Experience with conventional conforming, Non-Agency Jumbo, HELOC, and home equity loans
• Ability to work independently, analyze data, and take appropriate actions with minimal supervision
• Excellent written and verbal communication skills
• Proficiency with Microsoft Excel and Word
• Experience working with credit guidelines and underwriting standards

Desired skills:

• Mortgage servicing knowledge, including line management review and subordination requests
• Experience with property and credit underwriting requirements of agency guidelines
• Experience contributing to credit policy development

Only candidates available and ready to work directly as Genesis10 employees will be considered for this position.

If you have the described qualifications and are interested in this exciting opportunity, please apply!

Ranked a Top Staffing Firm in the U.S. by Staffing Industry Analysts for six consecutive years, Genesis10 puts thousands of consultants and employees to work across the United States every year in contract, contract-for-hire, and permanent placement roles. With more than 300 active clients, Genesis10 provides access to many of the Fortune 100 firms and a variety of mid-market organizations across the full spectrum of industry verticals.

For contract roles, Genesis10 offers the benefits listed below. If this is a perm-placement opportunity, our recruiter can talk you through the unique benefits offered for that particular client. Benefits of Working with Genesis10:

• Access to hundreds of clients, most who have been working with Genesis10 for 5-20+ years.
• The opportunity to have a career-home in Genesis10; many of our consultants have been working exclusively with Genesis10 for years.
• Access to an experienced, caring recruiting team (more than 7 years of experience, on average.)
• Behavioral Health Platform
• Medical, Dental, Vision
• Health Savings Account
• Voluntary Hospital Indemnity (Critical Illness & Accident)
• Voluntary Term Life Insurance
• 401K
• Sick Pay (for applicable states/municipalities)
• Commuter Benefits (Dallas, NYC, SF, and Illinois)

For multiple years running, Genesis10 has been recognized as a Top Staffing Firm in the U.S., as a Best Company for Work-Life Balance, as a Best Company for Career Growth, for Diversity, and for Leadership, amongst others. To learn more and to view all our available career opportunities, please visit us at our website.

Genesis10 is an Equal Opportunity Employer. Candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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