Corporate Insurance Risk Analyst

Summary:

Positioned within the Enterprise Risk Management (ERM) Group, the Corporate Insurance Risk Analyst plays a key role in protecting Seacoast Banking Corporation of Florida through strategic oversight of corporate insurance program. This role ensures effective use of insurance as a risk transfer tool across the enterprise. As a subject matter expert, the analyst leads carrier selection, policy renewals, and broker negotiations to secure comprehensive coverage-including property, liability, professional, cyber, D&O, and state-mandated insurance. Responsibilities also include full-spectrum claims management, workers' compensation oversight, facility and property risk advisement, and maintenance of related reporting and metrics. The role contributes to loss control efforts and aligns insurance strategy with broader enterprise risk objectives. Additionally, the analyst supports ERM-led risk initiatives by integrating insurance insights into enterprise-wide risk assessments and mitigation strategies.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Serve as the Bank's central point of service for insurance, including all commercial, fidelity, property, casualty, worker's compensation, and other policies;
• Coordinate with internal and external stakeholders to complete annual insurance renewal applications for Seacoast Banking Corporation of Florida and its subsidiaries;
• Submit and track necessary endorsements to insurance policies (insured locations, insured parties, etc.) that confirm integrity of coverage for a rapidly growing organization;
• Provide end-to-end tracking, reporting, and execution of claims management, from carrier notification through to reimbursement, collaborating with legal counsel as appropriate;
• Ensure complete and timely documentation of incidents that may result in potential claims against the Bank, collaborating with legal counsel as appropriate;
• Assist in the review, research, and closure of operational loss events as needed;
• Ensure timely responses to FL Stat. 627.4137 and similar requests;
• Support mergers and acquisitions through insurance policy cancellation, consolidation, amendments, and research and documentation as needed;
• Stay abreast of industry trends and proactively propose enhancements to Bank insurance coverage that align risk transfer tactics to overall business objectives, strategy, and anticipated growth;
• Proactively propose initiatives and changes to business practices that would reduce insurance premiums or provide other alternatives (e., captive insurance, etc.);
• Partner with Marketing and Retail to ensure proper notification to carriers of special events, and obtain or provide necessary certificates of insurance;
• Lead the organization's responses to annual insurance carrier audits;
• Contribution to Enterprise Risk Management (ERM) and Operational Risk Management (ORM) programs and risk initiatives as needed; and
• Contribute to management- and Board-level committee materials as appropriate.
• Adhere to Seacoast Bank's Code of Conduct

Position Requirements:

• 5+ years of experience in the commercial insurance industry;
• Experience with professional, management, D&O, and cyber liability policies preferred;
• Experience with Enterprise Risk Management and Operational Risk Management frameworks;
• Bachelor's degree in finance, business or related area of study, or additional industry experience in lieu of a degree;
• Relevant industry designation (CPCU, ARM, AFSB, etc.);
• Excellent knowledge of insurance contracts, terms & conditions, and claims management;
• Expert proficiency in Microsoft Excel, Word, and PowerPoint; and
• Well organized with strong analytics, writing, and decision-making abilities.