Compliance Officer

Join our Lake Ridge Bank team and play a key role in keeping our Bank strong, trusted, and compliant! In this role, you'll help monitor regulatory changes, review exciting new products, and provide training that empowers our staff. It's a chance to grow your compliance expertise while making a real impact on both our customers and the future of our Bank.

• Support the VP of Compliance in administering the Bank's Compliance Management System (CMS).
• Monitor regulatory changes (federal and state) and assist in implementing required updates to policies, procedures, and practices.
• Conduct compliance reviews, risk assessments, and testing across lending, deposits, and operations.
• Oversee compliance with flood insurance regulations, including monitoring loans for proper coverage, coordinating force-placement processes, and ensuring accurate disclosures.
• Assist with preparing and presenting compliance reports to management and the Board.
• Provide guidance and training to staff on consumer compliance, fair lending, UDAAP, CRA, flood insurance, and other applicable regulations.
• Review new products, services, and marketing materials for regulatory compliance.
• Assist with internal and external audits and regulatory examinations.
• Maintain accurate documentation and compliance records.
• Adhere to all Bank Security/Compliance Regulations
• Complete all annual bank security and compliance training.
• Adhere to Bank Security/compliance and policy guidelines for compliance area.
• Maintain confidentiality of customer information at all times.
• Stay current on all compliance regulations.

• A minimum of 3-5 years of compliance, risk management or auditing experience specifically in the banking sector with a focus on lending.
• Working knowledge of key consumer compliance regulations (e.g., Reg Z, Reg B, Reg E, CRA, Fair Lending, UDAAP, Flood Disaster Protection Act, and other consumer protection rules).
• Partner with business units to provide positive solutions.
• Strong knowledge of lending regulations and requirements.
• Well-developed verbal/written communication skills and interpersonal skills to be able to interact and communicate with diverse groups of customers, employees, examiners, etc.
• Strong attention to detail with the ability to work efficiently and accurately.
• Strong organizational skills with the ability to prioritize multiple competing tasks and work in a fast-paced environment.
• Demonstrated problem solving skills with the proven ability to exercise independent judgment in decision making.
• Capability to maintain confidentiality of customer information.
• Good working knowledge of Microsoft Excel, Word and Power Point with the ability and willingness to learn new programs and software.
• Demonstrated ability to represent the organization in a professional, positive manner.
• Ability to speak, read, write, and understand English well.

Preferred Qualifications:

• Bachelor's degree in business, finance, risk management, accounting, law or similar field.
• Previous experience managing compliance projects and implementing regulations.
• Certification(s) such as CRCM, or progress toward such designation, a plus.
• Experience with cross-departmental collaboration.
• Familiarity with financial products and services and bank operations.

This is a full time role between the hours of 8:00 AM to 5:00 PM Monday through Friday. Please note this role is an onsite role based out of our Waunakee, WI office. Flexibility in scheduling may be needed on occasion.

Lake Ridge Bank values a diverse workforce and is an Affirmative Action/Equal Opportunity Employer.

Consistent with Lake Ridge Bank's commitment to employ and advance qualified individuals with disabilities, Lake Ridge Bank provides reasonable accommodation to apply for or perform a job. Some examples of reasonable accommodation include alternate methods to apply, providing documents in an alternate format, altering work procedures, specialized equipment or use of an interpreter. If an individual needs reasonable accommodations to apply or perform a job here at Lake Ridge Bank, please contact Human Resources at (608) 849-2700 or email us.