Underwriting Consultant

Symetra has an exciting opportunity to join our team as an Underwriting Consultant!

About the role

Classify mortality risks in a sound, objective and consistent manner by applying company guidelines and philosophies with consideration for company profitability and marketplace needs. Proficiency in medical and financial underwriting and product knowledge is required along with an in-depth understanding of Symetra and life insurance industry practices. Handling and approval authority expectations are for up to $5,000,000 or based upon management discretion.

What you'll do in this role

• Review individual life insurance applications and underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines, including:

• Determining whether to accept, reject or modify life insurance risks by evaluation of applicant's medical history, financial background, insurable interest and financial need.

• Conferring with other Consultant-level Underwriters and up, Medical Director, Director of Indv Underwriting and/or Chief Underwriter on complex cases and situations not established by practice. Obtaining second signature on cases that exceed designated underwriting authority.

• Meeting established time service standards. Serve as a role model for other underwriters by establishing themselves as underwriting experts and as a "go to" person for underwriting issues; and Designee to handle high-visibility/high face amount or otherwise special cases.

• Communicate effectively with agents/producers to explain adverse underwriting decisions, while maintaining agency relationship and encouraging future business.

• Develop and lead agent seminars on underwriting topics.

• Review Referrals from and provide feedback for Underwriters and Sr. Underwriters.

• Mentor more junior underwriters.

• Actively seek out/identify resources and projects to improve underwriting staff, and improve understanding of business line within the company and industry.

• Represent the underwriting function in inter-departmental meetings/projects.

• Represent Symetra at external functions as appropriate.

What we offer you

"Just do it! Even if you feel like you may not be 100% qualified, apply. Sometimes we see potential in others that they cannot see in themselves. You may be overqualified, or you may be the "something special" we are looking for to bring a unique, fresh approach to our company." - Ruby S., Associate EDX Analyst

If you want to work for a company that is always considering its employees while working towards sustainable growth this is that company. Within Symetra, there is always innovation, empowerment, and growth opportunities, all while providing us with a great work/life balance and incredible benefits for a very reasonable cost!" - Cindy J. G., Sr. Product Owner

"Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company's deep commitment to diversity, equity, and inclusion-it's not just a statement, it's an active and ongoing priority that's felt throughout the organization." -Charlotte G., Sr. Underwriter - Consultant Stop Loss

Benefits and Perks

We don't take a "one-size-fits-all" approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.

• Flexible full-time or hybrid telecommuting arrangements
• Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Give back to your community and double your impact through our company matching
• Want more details? Check out ourSymetra Benefits Overview

Compensation

Salary Range: $93,900- $153,600 plus eligibility for annual bonus program

Please review Symetra's Remote Network Minimum Requirements:

As a remote-first organization committed to providing a positive experience for both employees and customers, Symetra has the following standards for employees' internet connection:

• Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment with the FCC's definition of "broadband."
• Internet Type:Fiber, Cable (e.g., Comcast, Spectrum), or DSL.
• Not Permissible:Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up.

When applying to jobs at Symetra you'll be asked totest your internet speedand confirm that your internet connection meets or exceeds Symetra's standard as outlined above.

Who you are

• Proven analytical and problem-solving skills
• Demonstrated ability to exercise good judgment with decisiveness.
• Strong attention to detail
• Excellent organizational skills and ability to multi-task effectively
• Ability to communicate in clear and concise manner.
• Mastery of underwriting principals, practices, departmental procedures, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law.
• High School diploma or equivalent experience required

We empowerinclusion.

At Symetra,we aspire to be the most inclusive insurance company in the countrywe're building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspectives, and removing barriers.

We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our effortshere.

Creating a world where more people have access to financialfreedom.

Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products-and operate our company-to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.

For more information about our careers visit:

https://symetra.eightfold.ai/careers

Work Authorization

Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.

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