Senior Manager - Commercial Asset Quality Management

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

This is a full-time career opportunity that can be hybrid or remote within the Fulton Bank footprint as follows: DC, DE, MD, NJ, PA, VA.

This strategic leadership role is responsible for the redevelopment, implementation, ongoing management, and associated reporting of the Commercial Asset Quality Reporting (AQR) process. This role oversees all aspects of the note sale process, a critical part of the bank's troubled asset reduction and disposition strategy, and will evolve and lead change to structure and processes to support the scalable growth of the Commercial Bank. This role ensures analytical depth, operational rigor, managerial experience, and high-performing execution across the Commercial Special Assets platform.

Redevelop, implement, and manage the bank's AQR framework to support data-driven credit oversight while maximizing efficiency and proactiveness in trouble asset management and disposition.

• Produce timely and accurate AQR outputs for internal and regulatory consumption, providing critical insights to senior leadership, and develop a sound and executable follow-up strategy to ensure AQR Committee directives are adhered to and completed in a timely manner.

• Lead the end-to-end execution of the note sale process, including asset selection, due diligence, buyer coordination, pricing, and closing.

• Directly manage a portfolio of complex problem credits, crafting actionable and measurable workout strategies.

• Approve and contribute to credit decisions as a voting member of Asset Quality Review Committees and oversee all Commercial Asset Quality Meetings.

• Partner with Risk, Credit, Finance, and Legal to refine process effectiveness and portfolio strategy.

• Oversee all aspects of employee performance reporting, professional development, evaluations, and training to ensure staff growth and organizational effectiveness.

• Support the Director of Commercial Special Assets in formulating Non-Performing Assets (NPA), Charge-Off and Other Real Estate Owned (OREO) forecasts.

Bachelor Degree or the equivalent experience. Specialty: Finance, Accounting, Business or related field. (Required)

Master's Degree or the equivalent experience. Speciality: Finance, Accounting, Business or related field. (Preferred)

10 or more years commercial credit, loan workout, or asset quality management. (Required)

5 or more years leading teams or managing professional staff. (Required)

5 or more years managing note sales or complet asset dispositions. (Preferred)

• Deep knowledge of commercial lending structures and credit risk principles. (Required)

• Strong financial and operational analysis skills. (Required)

• Advanced understanding of loan workout strategy and regulatory compliance. (Required)

• Excellent written, verbal, and presentation communication skills. (Required)

• Proven ability to influence senior leadership and external parties. (Required)

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

The salary range for this position is $139,300.00 - $232,200.00 annually.

Additional Compensation Components

This job is eligible to receive equity in the form of restricted stock units. This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.