Product Development Program Associate - 2026

Key Role Details

• Full-time new hires for this role will start as a cohort in a rotational program in August 2026.

• This role is a full-time associate position within a two-year rotational program, designed as a career accelerator to foster the next generation of leading talent.

• Rotations occur at the one-year mark and allow for hands-on experience in two distinct roles.

• Associates who participate in this program may choose to remain in their final role placement upon completion of the program or explore other opportunities at Capital One.

• Participation in the program requires that you are located in the continental United States with in-person attendance at your assigned location, for the duration of your time in the Program in accordance with Capital One's hybrid working model.

At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer).

Basic Qualifications

• Currently has, or is in the process of obtaining, a Bachelor's degree or higher with an expectation that you will complete your most recent full-time degree program by August 2026 or earlier

Preferred Qualifications:

• Demonstrated interest and experience in product management, software delivery, data science, software engineering, or leveraging software to solve customer and business problems

• Technical major preferred: Computer Science or Management Information Systems. Other STEM or business-related majors encouraged: Business, Economics, Engineering, Mathematics, Physics.

Product Development Program Associate - 2026

In our 30 years as a founder-led public company, Capital One has grown from a small, credit card start-up that pioneered to completely redefining who we are as a company and outpacing other financial services companies in our use of technology to transform an industry. At Capital One, we believe great products create value for customers, positively impact our bottom line, and are powered by cutting edge technology and great product managers. What motivates us every day is that we have both the opportunity and responsibility to help our customers with their financial lives - to save them time, money, and to inspire a sense of optimism about the future, every day.

If you're interested in Capital One and a development program that enables you to create a strong foundation by building new products that are grounded in customer research, business strategy, data and tech best practices, then the Product Development Program is a great place to begin your career journey.

As part of the Product Development Program, you will:

• Gain hands-on experience leveraging new technology while building product management skills in two distinct roles over two years

• Develop leadership skills in the professional setting through meaningful interaction with product leaders

• Leverage data and customer insights to understand customer and business problems, make strategic business decisions, and lead high functioning tech teams to implement solutions

• Participate in Experiential education weeks focused on leadership development, challenging strategic problem-solving exercises, and extensive networking activities

As an Associate Product Manager at Capital One, you'll be at the heart of shipping new products and driving innovation on platforms that delight and improve the experiences of our external and internal customers, expanding our reach into new spaces and impacting the bottom line on a daily basis. This role will challenge you to understand and manage tradeoffs between customer needs, business strategy, and technology. You will work closely with expert designers, developers, business analysts and data scientists in an agile, collaborative environment that values your insight, encourages you to take on new responsibilities, promotes continuous learning, and rewards innovation.

In your role, you might:

• Partner with other product managers to ship, scale, and improve products that delight our customers and position our company for substantial growth. You will work alongside your product team and learn how to strategically influence product direction and prioritize features, actively manage a backlog, and clear impediments for the team

• Own the success and life cycle of features for your product/platform, setting its strategy and driving prioritization decisions toward improvements. You will test and learn your way to something new while taking into account business strategy, market analysis, user feedback, analytics and technology best practices.

• Partner with experts to craft and drive long-term business strategy. You will strive to solve the right problems and steer away from the wrong ones by deeply understanding our business, developing customer empathy, and integrating multiple streams of data.

• Collaborate with internal partners. You will rally your team to deliver your vision while participating in relevant governance and risk forums and building strong relationships with diverse stakeholders.

• Engage with your network of developers, designers, analysts, data scientists, customers and other subject-matter experts and leverage them to build cutting-edge products.

The Ideal Candidate Would Be:

• Curious. You ask why, explore, and bring your unique perspective to the table. You'll grow comfortable with ambiguity, fueled by a hunger to learn and constantly seeking new challenges.

• Action-Oriented & Committed. You aim to take action, try new things, and sometimes fail. Roadblocks won't set you back, because you'll stay focused on your goals. You're organized, excited, juggle multiple deliverables, and prioritize your work while always utilizing data analysis, technology, and human centered design to understand how the product you are creating affects your customer.

• Up for a Challenge & Hardworking. Big, undefined complex problems will be exciting for you as you work to identify well-rounded solutions.

• Customer Focused. You have the desire to connect with our customers, both internal and external, to deliver products that will have a meaningful impact.

• Innovative. You have an entrepreneurial spirit with an aptitude and interest in learning to build new products and platforms with tech solutions and want to understand how they work at an atomic level.

• Communicative. You always keep the people around you in the loop and are excited to communicate complex ideas clearly to make sure your co-workers understand the "why" behind their work and their key priorities.

• Inclusive. You consider and respect others' opinions and experiences, and you proactively seek out ways to invite diverse perspectives to the table.

• Collaborative & Team-Oriented. You thrive in a collaborative team environment. As part of our crew, you will learn to energetically rally diverse groups in pursuit of a common goal.

• Passionate About Technology. You are eager to learn about technology and partner closely with engineers to leverage cutting edge technology for our products.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).