Actuarial Consultant - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

Join Optum and Make a Difference in Healthcare!

Optum is a global leader in transforming healthcare through innovative technology and data-driven solutions, helping millions of people live healthier, happier lives. By joining our team, you'll have the opportunity to directly impact health outcomes across communities, advance health equity worldwide, and contribute to a purpose-driven organization committed to improving healthcare for all.

Why Work with Us?

• Impactful Work: Drive meaningful change by supporting health plans nationwide, influencing policy, and improving patient care
• Inclusive Culture: Celebrate diversity, foster inclusion, and empower every voice
• Flexibility & Location: Enjoy the freedom to work remotely from anywhere within the U.S. (MN preferred), with a collaborative, forward-thinking team
• Career Growth: Access ongoing professional development, mentorship, and opportunities to innovate in a fast-paced environment
• Comprehensive Benefits: Health, wellness, retirement, and work-life balance benefits designed to support your overall well-being

As a Senior Actuarial Consultant within Optum's Advisory - Forecasting & Insights team, you will play a pivotal role in healthcare analytics, helping to develop data strategies that improve health outcomes. You'll collaborate with a diverse group of actuaries, pharmacists, and consultants to drive innovation, solve complex issues, and deliver impactful insights

The team analyzes historical data to breakdown and identify key drivers of claims costs and trends. Trend projection models are utilized to predict future claim costs and trends for use in financial forecasting and pricing activities

You'll enjoy the flexibility to work remotely* from anywhere within the U.S., preferably in Minnesota, as you take on some tough challenges.

Primary Responsibilities:

• Develop and maintain advanced analytical models using healthcare claims and non-claims datasets to support financial forecasts and operational insights
• Conduct detailed data extractions and analyses utilizing tools like R, Python, SQL, SAS, and Excel; identify root causes of complex issues; propose solutions; and implement process improvements
• Create clear, client-ready deliverables-including reports, presentations, and visualizations-that effectively communicate insights
• Lead discussions with clients and stakeholders to present findings, answer questions, and proactively manage timelines
• Explore new analytical techniques and areas for development in collaboration with stakeholders to enhance capabilities
• Troubleshoot and resolve modeling or process errors independently, partnering with subject matter experts as needed
• Mentor junior team members by sharing technical knowledge and supporting their professional growth
• Collaborate across departments to develop comprehensive, innovative solutions addressing complex healthcare challenges

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Currently progressing through the Actuarial exam track, with at least 4 exams passed
• 4+ years of experience in healthcare, finance, or related analytics roles
• 4+ years of proven experience working with large, diverse datasets (claim and non-claim data) to solve complex business problems
• 4+ years of extensive experience designing and maintaining Excel-based models
• 4+ years of experience in data extraction and analysis using R, Python, SQL, SAS, and/or VBA
• Demonstrated ability to develop scalable, efficient models

Preferred Qualifications:

• Credentialed Actuary (ASA or FSA)
• 4+ years supporting healthcare consulting projects
• 2+ years collaborating with cross-functional teams and presenting analytical findings
• Experience working on-site at our Eden Prairie, MN office and willingness to relocate
• Passion for innovative healthcare solutions and continuous learning

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy.

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $89,900 to $160,600 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.