BSA/AML Program Coordinator

Truliant's mission is to improve lives by putting our members first, providing great service and straightforward financial solutions. Our core values of Member Focus, Service, Guidance, Relationships, and Community define how we interact with members to fulfill our mission of improving lives and providing a foundation on which we conduct ourselves.

Our Promise to Our Teammates: Truliant strives to provide all teammates with an enjoyable place to work where they feel valued, empowered and rewarded for all that they do.

Purpose of the Job

The BSA/AML Program Coordinator provides support to the Director, Compliance & BSA Officer in administering the Credit Union's Bank Secrecy Act compliance program, as well as ensuring the accurate and timely filing of Suspicious Activity reports.

Essential Functions and Responsibilities

• Oversees various components of BSA Compliance including timely alert disposition, case management, and Suspicious Activity Reporting.
• Works with Fraud Prevention to ensure the timely disposition of all Fraud alerts detected through the BSA/AML software or through incident reports submitted by Truliant employees.
• Works with the BSA/AML Analyst to ensure the timely disposition of all BSA/AML alerts detected through the BSA software or through incident reports submitted by Truliant employees.
• Conducts investigations to detect and determine suspicious and/or illegal activity generated from BSA/AML alerts in the Verafin system.
• Works with Fraud Prevention to ensure cases are worked timely and completed accurately, within BSA required deadlines. Communicates any issues identified with the Senior BSA Quality Control Coordinator.
• Reviews all cases submitted for SAR determination from Fraud Prevention.
• Creates and assigns all suspicious activity reports to Senior BSA Quality Control Coordinator for submission to FinCEN.
• Partners with Senior BSA Quality Control Coordinator to oversee implementation of new software features, policies, procedures, and controls for Verafin.
• Partners with Senior BSA Quality Control Coordinator to conduct periodic 'below threshold' testing for Verafin system optimization.
• Collaborates with other financial institutions under 314(b).
• Collaborates with key stakeholders to stay abreast of potential or existing BSA/AML issues and to ensure proper processing and reporting of incidents.
• Participate in BSA compliance training and stay current with money laundering and terrorist financing behaviors, issues, policies, regulations, criminal typologies, industry best practices, and developing trends.
• Conducts all duties in compliance with applicable laws, regulations, and Truliant policies and procedures.
• Assists the Director, Compliance and BSA Officer in the collection of all requested information for BSA audits and regulatory examinations.

Other Duties and Responsibilities

• Assists with other tasks and projects as assigned.

Knowledge, Skills, and Abilities

• Must have knowledge of general credit union or bank operations
• Must possess knowledge of state and federal laws and regulations; specifically, BSA, OFAC, and USA Patriot Act
• Must have the ability to work independently and as part of a team
• Must have the ability to analyze complex situations and provide guidance, make recommendations, and escalate issues timely, as needed.
• Must have strong interpersonal skills, along with excellent verbal and written communication skills
• Must have strong PC skills, with advanced knowledge of Microsoft Excel, Word, and Outlook
• Must be resourceful and well organized with strong attention to detail
• Must be able to prioritize work, handle multiple tasks, effectively manage time, and select appropriate courses of action
• Must be able to exercise judgement and sound discretion and understand when formal legal interpretive advice is needed
• Must be able to work under pressure of time deadlines
• Must have the ability to research and analyze various type of data information
• Must be flexible and able to shift priorities as required
• Must be able to maintain confidentiality

Physical Requirements

• Occasional standing, walking, bending, and stooping required
• Must be able to sit at a desk for long periods of time and use a computer
• Must be able to moderately lift or move up to 5 pounds and occasionally lift or move up to 10 pounds

Education and Background

• Bachelor's Degree in accounting, finance, business, criminal justice, law, or other related field preferred. Experience may substitute for the minimum education requirement
• 5-10 years banking experience required
• 5 years of BSA/AML compliance experience preferred
• Bank Secrecy Act certification preferred, or willingness to obtain certification

If you have a passion for member service and would like to invest in a meaningful career with opportunity for growth, we encourage you to apply to Truliant!

As a member of the Truliant family, you will enjoy the following full time benefits:

• No-cost employee Medical, dental, vision coverage
• Prescription benefits (including mail order)
• Paid holidays and Paid Time Off (PTO)
• 401(k) plan with contribution matching
• Paid community involvement volunteers hours
• Paid group life Insurance
• Teammate loan discounts
• Tuition reimbursement
• Short and long-term disability
• Health & Wellness program
• Teledoc (physician video conferencing)
• Onsite fitness facilities or health club reimbursement
• Employee Assistance Program (EAP)
• Medical flexible spending account
• Dependent care flexible spending account