Title Examiner

Empowered to live. Inspired to work.
Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally.

How we support you:

• Hybrid model - up to 50% work from home
• Flexible schedules including ample flexibility in the summer months
• Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)
• Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP
• Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off
• Learning and development programs
• Mentorship programs
• Cross-functional committee opportunities (i.e. Diversity & Inclusion Council, emerging professional groups, etc.)
• Professional membership/certification reimbursement and more!

Casual/seasonal & intern team members are not eligible for benefits except for state-mandated programs.

To learn more about Compeer Financial visit www.compeer.com/careers.

Where you will work: This position offers a hybrid work option up to 50% remote and is open to any Compeer office location in Illinois, Minnesota and Wisconsin.

The contributions you will make:

The position researches the history of property, evaluates and issues title insurance commitments in accordance with the appropriate state requirements. Prepares reports outlining restrictions and actions required to clear real estate titles by investigating and examining public and private records. Ensures documentation follows legal requirements, internal policies/procedures and organization's security lien position. Produces and monitors periodic and monthly reports, as required. Works closely with internal team to respond to title questions and problems that may prevent a clear title.

A typical day:

• Searches, analyzes, and examines public and private records related to property being searched in applicable counties and systems.
• Determines if tax liens exist by evaluating tax records and court cases related to the property and titleholders' names.
• Analyzes the legal description(s) and determines accuracy and discrepancies, reviews plats/surveys and makes title requirement determination that pertain to the property being searched.
• Reviews and analyzes title commitments, policies, legal documents, real estate transactional documents, and other related documents to ensure the enforceability of Compeer's required security interest in real estate from a pre and post closer perspective.
• Creates Title Exception Requirement instructions establishing due diligence items to be met by outside third party and internal team members.
• Completes the title commitment, based on analysis, and communicates any requirements and exceptions to the proposed insured(s) if necessary.
• Prepares search/examination sheet, title commitments, and report of title, as needed.
• Ensures title is clear and recorded documents meet underwriting standards prior to issuing final policy.
• Issues final title policies and tracks final policy requests.
• Reviews orders to obtain a complete order and enters the information into title production software.
• Collaborates with internal and external parties to request and obtain required documents, ensure all title issues such as title exceptions are addressed to follow policies and procedures, in the context of a specific transaction.
• Produces monthly reporting of premiums to title underwriters.

The skills and experience we prefer you have:

• Associate's degree in business administration, legal, or related field; related field OR an equivalent combination of education and experience sufficient to perform the essential functions of the job.
• Ability to obtain Title Insurance Producer License (MN), Title License (WI) or Title Industry Designation (IL) within 6 months of hire date into position.
• General knowledge of real estate laws, including title insurance endorsements, regulatory statutes and requirements.
• Experience with gathering information from local and state government agencies.
• General understanding of real estate mapping/plats.
• Skill in collection and processing detailed information in an accurate and thorough manner, attention to detail.
• Ability to complete moderately complex online or in person real estate record searches.

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How we will take care of you:

Our job titles may span more than one career level (associate, senior, principal, etc.). The actual title and base pay offered is dependent upon many factors, such as: training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role is eligible for variable compensation and other benefits.

Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Must be authorized to work for any employer in the United States. Compeer is unable to sponsor or take over sponsorship of an employment visa at this time.