Senior Data Scientist, Internal AI & Data Science

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

With data being the fuel that drives our future - our strategies, policies, and business successes around data will define our future growth prospects. Unlocking the value available through the innovative use of data on behalf of consumers, businesses, and communities is key to our future. With our ongoing commitment to Visa's Data Values and the responsible use of data, we at Visa have a bold vision to continue to grow and accelerate our data-related businesses and capabilities.

Led by Visa's Chief Data Officer, the Global Data Office coordinates high-impact, complex, company-wide projects related to data business strategy, critical investments, policy development, and marketplace execution. Working closely with Visa's Chief Privacy Officer, the Technology organization, the wider data community, and the full set of Visa's global lines of business, the Global Data Office is evolving Visa's data-related work with momentum and enthusiasm. Driven by its commitment to trusted use of data, Visa is seeking enthusiastic leaders who are change-agents and passionate about the future of data around the world.

The Global AI & Data Science team under the Global Data Office is focusing on how we can better create, enrich, and validate our own data sets using both internal data and external data sources, focusing on using AI and ML models to systematically collect and process data so that it can be used as a ground truth for many uses within Visa.

In this role, you will lead a team of data scientists contributing to develop AI driven products and services, specifically focused on development of models and for collection and integration of external data sources into our own data, to be used to enrich our understanding of how Visa technologies are used to pay and be paid. The goal is to build a next-generation repository that can keep in line with the changing ways Visa credentials can be used.

Responsibilities include:

Overall design, development and delivery of approaches needed for collection, processing, and integration of external, structured and unstructured data at scale, into a flexible data model.

*Data sources include information about business across industry segments, across global markets, and spanning social media, public, and commercial databases.

Transforming the above data assets into a multitude of intelligent tags and personas using appropriate, scalable, modeling techniques.

Data Science:

Apply advanced data science techniques to drive business impact

Stay up to date with industry trends and emerging technologies

Develop and maintain expertise in multiple programming languages, AI/ML, GenAI/LLMs, and data science tools

Collaboration:

Work closely with cross-functional teams to integrate data science capabilities

Communicate complex technical concepts and results to stakeholders Influence business decisions with data-driven insights

Technical Expertise:

Develop and maintain expertise in multiple programming languages (e.g., Python, R, Spark)

Stay current with industry trends and advancements in data science tools and technologies (e.g., TensorFlow, PyTorch, scikit-learn)

Strategy:

Develop and execute a plan for enrichment of core data sources aligned with business goals

Identify opportunities for data science to drive business impact

Communication:

Communicate complex technical concepts and results to stakeholders

Present data science capabilities and results to senior leadership and business partners

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Basic Qualifications:

2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications:

3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)

4+ years' experience in data-based decision-making or quantitative analysis

Master's degree in Statistics, Operations Research, Applied Mathematics, Economics, Data Science, Business Analytics, Computer Science, or a related technical field

Strengths in Deep Learning, Machine Learning, Recommendation systems, Generative models, Statistical analyses

Expertise in multiple programming languages (e.g., Python, R, Spark)

Experience with data science tools and technologies (e.g., TensorFlow, PyTorch, scikit-learn)

Experience working with real-world data sets and building scalable models from large-scale data.

Experience in working with unstructured data and data collection methods

Experience working with Large Language Models

Experience working with cross-functional teams (e.g., product, engineering, marketing)

Fluent storyteller with superior interpersonal skills

Orientation to detail, as expected to ensure highest level of quality/rigor

Strong project management skills and the ability to meet deadlines in a fast-moving work environment

Ability to coach, lead and provide direction to a technical data science team

Possess a collaborative, diplomatic, and flexible style, with the ability to tailor communication to various audience levels

Results oriented with strong conceptual, analytical, and problem-solving skills, with demonstrated intellectual and analytical rigor

Exhibit intellectual curiosity and strive to continually learn

Experience working in global organizations and roles that need collaboration with stakeholders, partners and development team spread around the globe, gathering regional and global requirements

Previous exposure to financial services, payments, or e-Commerce industry is a plus but not mandatory

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is $155,300.00 to $248,600.00 per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.