Compliance Specialist

About Gulf Winds

Gulf Winds Credit Union offers innovative financial tools that give our members freedom to live life with their finances under control. Since our founding in 1954, we have grown from a single branch in Pensacola, Florida, to a regional institution with over $1 billion in assets and 83,000+ members across Florida, Alabama, and Georgia. From daily banking needs to investment services, our members aren't treated like an account number, but as part of the family.

Our Values

We are guided by our core values of Integrity, Care, Growth, and Innovation and are dedicated to our members, our community and each other.

Integrity
We own our decisions and actions by doing the right thing, learning from our mistakes, and taking responsibility.

Care
We help members meet their goals by listening to understand and offering the best solutions, placing kindness above all else.

Growth
We set ambitious goals, provide personal development opportunities, and encourage results.

Innovation
We challenge the status quo to enhance the member's experience and solve tomorrow's challenges today.

Working at Gulf Winds

Working at Gulf Winds is not just a job, it's a career. We're hiring collaborative, motivated people who want to love what they do. We are forward-thinking and family oriented. We recognize and reward excellent member service and have fun while working hard. When you join the team, you can expect:

• Open and transparent communication with your leaders
• Consistent coaching and opportunities to improve performance.
• Collaborative and team-focused environments
• Short and long-term professional development
• Opportunity to participate in cross-functional projects.

With you on our team we can achieve our vision of becoming the leading and most trusted credit union on the Gulf Coast.

Job Description

Application Deadline: 4/1/2025

Role:

Using attention to detail and knowledge of relevant laws and regulations, the Compliance Specialist ensures the Credit Union remains compliant. The Compliance Specialist works as a key part of the team to create a proactive environment through monitoring trends related to laws & regulations and making recommendations for policy and process updates. The person in this role is responsible for reviews with respect to compliance in all operational levels of the Credit Union including but not limited to lending, new accounts, and BSA.

Essential Functions & Responsibilities:
Assists with development, implementation, and administration of an enterprise-wide compliance program that effectively addresses the requirements of applicable laws and regulations, including but not limited to the Bank Secrecy Act (BSA) and Security Program. Collaborate with departments across the Credit Union in proactively identifying and communicating deficiencies or issues related to compliance and provide guidance in the development of alternative solutions. Monitors and communicates changes regarding federal regulations and state laws. Performs reviews of POAs, Trust documentation, transaction activity, and monitors accounts for compliance with federal, state and local regulations, including BSA. Conducts CTR/SAR filings, FinCEN 314a information requests, OFAC scanning, and responds to requests for information from local, state, and federal law enforcement agencies.

Assists with design and implementation of procedures to ensure compliance, diagnoses root causes of non-compliance and potential solutions.

Reports and evaluates statistics and data with respect to occurrences of non-compliance, causes, and status of current investigations.

Performs other job related duties as assigned.

Performance Measurements:
1. Knowledge of Federal, State and local regulations.
2. Timely and accurate compliance reviews of New Accounts and Loans, and existing accounts.
3. Accurate, timely and beneficial reports on statistics of compliance reviews and results of investigations.
4. Complies with all applicable rules, regulations and policies, including but not limited to BSA, OFAC and Physical Security.

Knowledge and Skills:
Experience: One year to three years of similar or related experience.

Education: A high school education or GED. Willing to obtain and maintain applicable certifications

Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion,
requiring diplomacy and tact in communication.

Other Skills: Knowledge of State, Local, and Federal regulations. Knowledge of Gulf Winds policies and procedures. Active listening, Analytical, Organizational, and Effective problem solving skills Ability to read, write, comprehend, and speak English clearly. Normally expected to work between 8:00 a.m. and 5:00 p.m., but may be required to work nights and/or weekends. Must adhere to safety rules and regulations

Physical Requirements: Light - exerting up to 20 pounds of force occasionally and/or a negligible amount of force constantly to move objects. Use of arm and/or leg controls requiring greater exertion of force than for sedentary work and sits most of the time.

Work Environment: Office-related work is primarily conducted in a temperature-controlled office environment WebEx meetings and/or occasional travel to other physical building locations to observe operational activities in other departments.

This Job Description is not a complete statement of all duties and responsibilities comprising the position.

Gulf Winds is an Equal Opportunity Employer. Drug Free Workplace.