Credit Analyst 2

Under general supervision of the Senior Credit Analyst and in conformance with established Bank policies and procedures, the Credit Analyst II is responsible for providing credit analysis for the lending activities of the Bank, working closely with Commercial Relationship Managers and Loan Operations.

This person must demonstrate the initiative to act on their own with little direction to perform and provide diverse administrative duties and support; ability to process detailed information with accuracy and efficiency; ability to work under pressure, while communicating a positive, friendly attitude; availability and willingness to be team player to work well and communicate effectively with all levels of Bank personnel and outside business contacts.

Assignments involve work of a confidential nature, necessitating exposure to sensitive information and contacts requiring discretion, judgment, tact, and diplomacy, as well as practical knowledge of the practices and procedures of the department and general bank policies and programs.

DUTIES AND RESPONSIBILITIES:

• Provide excellent service to all internal and external customers, supporting the goals and mission of the Bank.
• Effectively communicate with lenders, management, customers, and other bank staff to obtain additional information or to relay information.
• Accurately underwrite, analyze, structure, and prepare presentations for loans that conforms to the Bank's Loan Policy.
• Undertake special projects relating to departmental services as assigned by Chief Credit Officer or Senior Credit Analyst.
• Regular and predictable attendance to accomplish job duties and provide in-person contact with customers.
• Participate in a continuing educational program(s) as directed by supervisor and management, including but not limited to complying with all requirements, policies, and procedures of the Bank Secrecy Act (BSA), attending all mandatory BSA training as needed for this position, and completing all required compliance and regulatory training, not limited to BSA.
• Become familiar with and periodically review the Bank's robbery recovery procedures and security and safety procedures.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.

QUALIFICATIONS:

Education and Experience

• Minimum of three years prior experience in commercial underwriting.
• Bachelor's degree in accounting, finance, or related field, or equivalent credit analyst knowledge gained through a combination of education and experience
• Prior experience with nCino preferred.

KNOWLEDGE, SKILL, ABILITY:

• Ability to process detailed information with accuracy and efficiency
• Assignments involve work of a confidential nature, necessitating exposure to sensitive information and contacts requiring discretion
• A significant level of trust and diplomacy is required to be an effective subject matter expert in the position.
• Proven analytical and problem-solving abilities.
• Knowledge and proficiency with various computer programs; including but not limited to Microsoft Word and Excel, nCino, Jack Henry or other software commonly used in the banking industry.
• Requires excellent verbal and written communication skills with the ability to communicate detailed information in clear, easy to understand manner
• Demonstrated strong organizational skills and ability to both prioritize and multi-task while adapting to changing workflow and personalities

WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: The employee is constantly required to stand and walk. Exerting up to 25 pounds of force occasionally, and/or up to 10 pounds of force frequently, and/or a negligible amount of force constantly to move objects. If the use of arm and/or leg controls requires exertion of forces greater than that for sedentary work and the worker sits most of the time, the job is rated for light work.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO) and holidays. Visit our website for more details!

COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out!

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.