SBA Underwriter II

Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.

About United Business Bank

We are a publicly traded Regional Bank with over $2.5B in assets and 35 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.

About the Position...

We have other levels within the SBA Underwriter position currently open. All candidates are encouraged to apply and depending on prior experience the position could be an SBA Underwriter I, II, or III.

The SBA Underwriter II is responsible for following all bank/department policies and procedures, as well as underwriting, documentation, processing and maintenance of lending products and loan files. The SBA Underwriter II will conduct in-depth credit analysis to provide sufficient information to make a recommendation of approval or denial of new loan requests that adhere to United Business Bank policy and procedures as well as SBA SOP guidelines. They are also responsible for assisting the SBA Underwriting Manager with additional assignments and/or projects as needed. The SBA Underwriter II will perform all duties accurately, timely, efficiently, and according to policies, procedures and regulatory guidelines, as well as the SBA SOP.

About You...

You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:

Education/Certification: Bachelors degree preferred.

Required Knowledge:

• Working knowledge of SBAs SOP guidelines
• Experience in underwriting, financial analysis, or deal structuring in financial services
• Formal credit training preferred

Experience Required: A minimum of 5 years bank experience in underwriting/lending.

Skills/Abilities:

• Proficient in commercial and SBA banking credit policies and procedures, credit/financial statement analysis, loan structuring and cash flow analysis
• Ability to perform intermediate level accounting and financial analysis under moderate supervision.
• Excellent written and communication skills
• Ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone
• Good analytical skills including ability to define problems, collect data, establish facts and draw conclusions
• Basic computer skills including the use of excel, word processing, email and spreadsheets
• Attention to detail

Location: Onsite

We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.