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Credit Card Analyst

Vaco
$45.00 - $55.00 / hr
United States, Texas, San Antonio
Jan 16, 2025
Interim Analyst - Credit Card or Consumer Loans (SAS/SQL)

Duration: Through December 2025
Location: Remote

Role Overview:
Seeking an experienced Interim Analyst with expertise in credit card or consumer loan data and proficiency in SAS and SQL. The role focuses on analyzing business problems, identifying process improvement opportunities, and supporting decision-making through robust data analysis and reporting.

Key Responsibilities:
  • Analyze business processes and articulate requirements to identify process improvement opportunities.
  • Prepare documentation of current and desired processes to facilitate solutions.
  • Develop frameworks to assess the financial impacts of business decisions.
  • Use SAS and SQL to extract, aggregate, validate, and manipulate data from multiple sources.
  • Analyze loan application, credit, and financial performance data to support business decisions and create reports.
  • Translate business needs into technical requirements and work with technical stakeholders to develop dashboards and reporting solutions.
  • Conduct data validation and process execution reviews to ensure accuracy and efficiency.
  • Perform ad-hoc data analysis to address specific business questions.
Daily Duties Using SAS/SQL and Excel:
  • Extract data from databases, validate and manipulate it to prepare for analysis.
  • Create and deploy dashboards to support process monitoring and decision-making.
  • Analyze and report on financial and credit performance to assess business trends.
  • Support data-driven decision-making by building reports and answering ad-hoc business questions.
Required Skills and Experience:
  1. SAS/SQL Coding (5+ Years):

    • Extract, aggregate, validate, and prepare data for analysis.
    • Work with data at different levels of granularity from various sources.
  2. Data Analysis and Reporting (5+ Years):

    • Analyze credit and loan application data to answer business questions.
    • Develop comprehensive reports to support business objectives.
  3. Communication Skills (5+ Years):

    • Translate business requirements into technical solutions and collaborate effectively with stakeholders.
Technical Tools:
  • SAS
  • SQL
  • Microsoft Excel
Preferred Qualifications:
  • Experience working with credit card or consumer loan data.
  • Familiarity with financial performance metrics and dashboards.
  • Strong problem-solving skills and ability to adapt to dynamic business needs.

Vaco values a diverse workplace and strongly encourages women, people of color, LGBTQ+ individuals, people with disabilities, members of ethnic minorities, foreign-born residents, and veterans to apply.

EEO Notice

Vaco is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law.

Vaco LLC and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals. As part of this commitment, Vaco LLC and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact HR@vaco.com .

Vaco also wants all applicants to know their rights that workplace discrimination is illegal.

By submitting to this position, you agree that you will be giving Vaco the exclusive right to present your as a candidate for the foregoing employment opportunity. You further agree that you have represented information about yourself accurately and have not affirmatively misrepresented your qualifications. You also agree to maintain as confidential, to the fullest extent permitted by law, any information you learn from Vaco about the position and you will limit disclosure of information about the position only to the extent necessary to perform any obligations in furtherance of your application. In exchange, Vaco agrees to exercise reasonable efforts to represent you through all solicitation, job screening and resume dispersal.

Privacy Notice

Vaco LLC and its parents, affiliates, and subsidiaries ("we," "our," or "Vaco") respects your privacy and are committed to providing transparent notice of our policies.

  • California residents may access Vaco's HR Notice at Collection for California Applicants and Employees here.
  • Virginia residents may access our state specific policies here.
  • Residents of all other states may access our policies here.
  • Canadian residents may access our policies in English here and in French here.
  • Residents of countries governed by GDPR may access our policies here.
Pay Transparency Notice

Determining compensation for this role (and others) at Vaco depends upon a wide array of factors including but not limited to:

  • the individual's skill sets, experience and training;
  • licensure and certification requirements;
  • office location and other geographic considerations;
  • other business and organizational needs.

With that said, as required by local law, Vaco believes that the following salary range referenced above reasonably estimates the base compensation for an individual hired into this position in geographies that require salary range disclosure. The individual may also be eligible for discretionary bonuses.

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